Agreement and acceptance
By accessing or using any product, service, website, application, API, or content provided by Rippll LLC ("Rippll," "we," "us," or "our"), including rippll.ai and related subdomains or applications, you ("User," "you," or "your") agree to be legally bound by these Terms of Service ("Terms"). If you do not agree, do not use the Platform.
These Terms apply to visitors, registered users, creators, traders, subscribers, and paying customers. References to the "Platform" or "Services" include the website, web application, account pages, APIs, automation features where enabled, alerts, copy-trading or signal-following features where enabled, educational content, community channels, and any other product or service Rippll makes available.
Eligibility
To use the Services, you must:
- Be at least 18 years old, or the age of majority in your jurisdiction, whichever is greater.
- Have legal capacity to enter into a binding contract.
- Not be prohibited from using financial technology services under applicable law.
- Not be located in, a national or resident of, or subject to the laws of any jurisdiction under comprehensive U.S. sanctions.
- Not be on any U.S. government restricted-party list.
By registering an account or using the Platform, you represent and warrant that you meet these requirements.
Nature of the service - not an adviser or broker
Rippll is a technology platform. Rippll is not a registered investment adviser, broker-dealer, commodity trading advisor, financial institution, or fiduciary. Rippll does not provide personalized investment advice, recommendations, suitability determinations, discretionary money management, or custody of client funds or securities.
- Rippll does not endorse, recommend, or curate specific creators, Lead Traders, strategies, tickers, trades, or broker actions for you.
- Rippll does not hold or manage your brokerage account. Assets remain at your broker at all times.
- Any alerts, previews, automation, or signal-following features are self-directed software tools operated at your discretion and subject to the settings, approvals, and controls you choose.
- Leaderboards, performance statistics, creator profiles, rankings, alerts, AI-generated summaries if offered, or auto-execution features if enabled do not constitute investment advice or a recommendation of any security, strategy, trader, or course of action.
You are solely responsible for all trading decisions and outcomes. Past performance displayed on the Platform is not indicative of future results.
Account registration
To access certain features, you must create an account. You agree to provide accurate, current, and complete information and keep it updated. You are responsible for maintaining the confidentiality of your credentials, passwords, API keys, access tokens, authentication factors, and devices.
You must notify Rippll immediately at legal@rippll.ai of any unauthorized use of your account. You may not share, sell, transfer, or permit others to access your account. You are responsible for activity that occurs under your account.
Rippll may suspend or terminate any account, refuse registration, or revoke access at any time, for any reason permitted by law, including suspected abuse, fraud, security risk, or violation of these Terms.
Subscriptions and billing
Subscription plans
Rippll may offer paid subscription plans with features and pricing described in the product, checkout flow, account settings, order form, or pricing page if one is published. Plan details, features, and pricing may change. We will provide reasonable notice of material changes affecting your current plan where required.
Automatic renewal
Subscriptions renew automatically at the end of each billing cycle unless you cancel before the renewal date. By subscribing, you authorize Rippll or its payment processor to charge your payment method on a recurring basis for applicable subscription fees, taxes, and permitted charges.
Trials and payment
If a free trial is offered and you do not cancel before the trial ends, your account may convert to a paid subscription and you may be charged. Each user is entitled to one trial period unless Rippll states otherwise. Abuse of trial eligibility may result in account termination.
You must provide a valid payment method to subscribe. Failed payments may result in suspension or termination of paid access. You may update your payment method through account settings when available.
Refund policy
All fees paid to Rippll are final and non-refundable except where required by law or expressly stated in a separate written refund policy. Refunds will not be issued for trading losses, change of mind, accidental purchases, failure to cancel, dissatisfaction, account suspension for Terms violations, technical issues, outages, execution failures, or a creator becoming unavailable.
Chargebacks and payment disputes
You agree to contact Rippll at legal@rippll.ai and attempt to resolve billing disputes directly before initiating a chargeback or reversal. Unauthorized chargebacks may constitute a material breach of these Terms. Rippll may dispute chargebacks and provide session logs, authentication records, and account activity as evidence of authorized access and use.
Cancellation
You may cancel your subscription through your account dashboard when that control is available. Upon cancellation, you typically retain access through the end of your current paid billing period. Cancellation does not entitle you to a refund for any unused portion of a paid period unless required by law or expressly stated by Rippll.
Trading risk disclosure
Trading securities, options, futures, and other financial instruments involves substantial risk of loss, including the possible loss of all capital invested. Automated trading and copy-trading features, if enabled, may amplify losses. You expressly acknowledge and agree that:
- Rippll is not responsible for market risk, trading losses, or execution outcomes.
- Past performance displayed on the Platform is not indicative of future results.
- Alerts, previews, and execution-related estimates may differ from actual broker results.
- Broker API failures, network interruptions, software defects, third-party outages, and market conditions may cause missed trades, delayed alerts, duplicate orders, incorrect executions, rejected orders, or stale information.
- You are solely responsible for monitoring your brokerage account and managing your positions through your broker's own tools independent of Rippll.
Broker connectivity and third-party integrations
Rippll may integrate with brokerages, broker APIs, broker connectivity providers, payment processors, authentication providers, Discord, Whop, data providers, hosting providers, and other third-party services. Your use of third-party services is subject to their own terms and policies.
When you connect a brokerage account or enable a broker-connected feature, you authorize Rippll to receive and use connection metadata, account data, order data, position data, trade data, status data, and access credentials necessary to provide the feature you enabled. Depending on the broker and connection method, this may include encrypted personal access tokens, encrypted OAuth access tokens, encrypted refresh tokens, or similar broker-access secrets. Rippll does not ask for or store your broker username and password.
You may revoke Rippll's broker access through supported product controls where available or directly through your broker's security settings. Rippll is not responsible for actions, errors, data limits, permission changes, or failures by third-party brokers or integration providers.
Lead Traders and creators
"Lead Traders," creators, or strategy publishers are independent third-party users of the Platform whose on-platform activity may be displayed publicly, imported, summarized, or used as a signal source for subscriber features where enabled. They are not employees, agents, representatives, or fiduciaries of Rippll.
Rippll does not direct, supervise, vet, endorse, guarantee, or assume responsibility for any Lead Trader's trading decisions, performance, regulatory compliance, disclosures, statements, or future behavior. Any creator subscription fees, paid communities, or third-party purchases may be separate from Rippll platform fees unless Rippll states otherwise.
Intellectual property
All content, software, trademarks, logos, brand elements, and materials on the Platform are the property of Rippll LLC or its licensors. Subject to these Terms, Rippll grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Platform for your personal or internal business purposes.
You may not copy, reproduce, distribute, create derivative works, reverse engineer, decompile, attempt to extract source code, use Rippll's name or brand without permission, build a competing product or service using the Platform, or use bots, scrapers, or automated scripts except through official APIs and permitted rate limits.
Feedback, suggestions, or ideas you submit to Rippll are provided voluntarily, and Rippll may use them without compensation or obligation to you.
Prohibited conduct and community rules
You agree not to violate law or third-party rights, provide false or misleading information, share credentials, engage in fraud or market manipulation, harass or abuse others, circumvent security controls, interfere with the Platform, transmit malware or spam, create multiple accounts to abuse trials or restrictions, or use the Platform in a way Rippll deems harmful to users, communities, brokers, or the Platform.
Rippll may offer community channels such as Discord, chat, forums, or similar spaces. Participation is a privilege, not a right. Persistent disruption, hostile conduct, harassment, inflammatory behavior, or other harmful conduct may result in removal from community channels, account suspension, or account termination without a right to a refund.
Privacy
Your use of the Platform is also governed by the Rippll Privacy Policy, which is incorporated into these Terms by reference.
Modifications to the Platform and Terms
Rippll may modify, suspend, or discontinue any aspect of the Platform at any time, with or without notice, without liability except where prohibited by law. Rippll may update these Terms from time to time. Material changes will be communicated through reasonable means, such as email, in-app notice, or posting an updated version. Continued use of the Platform after updated Terms take effect constitutes acceptance of the revised Terms.
Disclaimer of warranties
THE PLATFORM AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, RELIABILITY, OR CONTINUOUS AVAILABILITY. RIPPLL DOES NOT WARRANT THAT THE PLATFORM WILL BE ERROR-FREE, UNINTERRUPTED, SECURE, OR FREE OF BUGS OR DEFECTS.
Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, RIPPLL'S TOTAL LIABILITY ARISING OUT OF OR RELATED TO THESE TERMS OR THE PLATFORM SHALL NOT EXCEED THE GREATER OF: (A) THE TOTAL FEES PAID BY YOU TO RIPPLL IN THE SIX (6) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS (USD $100).
IN NO EVENT SHALL RIPPLL BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING TRADING LOSSES, LOST PROFITS, MISSED OPPORTUNITIES, LOSS OF DATA, BROKER FAILURES, EXECUTION ERRORS, ORPHANED POSITIONS, PLATFORM OUTAGES, OR THIRD-PARTY SERVICE FAILURES, EVEN IF RIPPLL HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Indemnification
You agree to defend, indemnify, and hold harmless Rippll LLC and its affiliates, officers, directors, employees, contractors, and agents from and against claims, damages, losses, liabilities, costs, and expenses, including reasonable attorneys' fees, arising out of or related to your use or misuse of the Platform, violation of these Terms, violation of law or third-party rights, trading activity and outcomes, content you submit, or third-party claims related to your use of the Platform.
Dispute resolution, arbitration, and class action waiver
Informal resolution
Before initiating a formal dispute, you agree to contact Rippll at legal@rippll.ai and attempt to resolve the dispute informally for at least 30 days.
Binding arbitration
If informal resolution fails, any dispute, claim, or controversy arising out of or relating to these Terms or the Platform shall be resolved by binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, or by another mutually agreed arbitration provider. The arbitration may be conducted remotely or, to the extent a physical venue is required, in the state where Rippll LLC is organized unless the parties agree otherwise or applicable law requires a different venue.
Class action waiver
YOU AND RIPPLL AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS, COLLECTIVE, REPRESENTATIVE, OR PRIVATE ATTORNEY GENERAL ACTION. The arbitrator may not consolidate more than one person's claims and may not preside over a class or representative proceeding.
Exceptions
Either party may seek injunctive or equitable relief in a court of competent jurisdiction to prevent or remedy actual or threatened infringement of intellectual property rights, unauthorized access, data misuse, or abuse of the Platform.
Termination
Rippll may terminate or suspend your account and access to the Platform at any time, with or without cause, with or without notice, in its discretion and subject to applicable law. Grounds may include violation of these Terms, chargeback or payment dispute activity, fraud, multi-account abuse, community misconduct, security risk, or conduct Rippll deems harmful or contrary to these Terms.
Upon termination, your license to use the Platform is revoked, you must stop using the Platform, and outstanding fees and obligations survive. Termination does not entitle you to a refund unless required by law or expressly stated by Rippll.
Governing law
These Terms are governed by and construed in accordance with the laws of the state where Rippll LLC is organized, without regard to conflict-of-laws principles, unless applicable law requires otherwise.
Copyright policy
Rippll respects intellectual property rights. If you believe content on the Platform infringes your copyright, send a written notice to legal@rippll.ai containing: your physical or electronic signature; identification of the copyrighted work; identification of the allegedly infringing material and its location; sufficient contact information; a good-faith statement that the use is not authorized; and a statement of accuracy under penalty of perjury.
Miscellaneous
These Terms, together with the Privacy Policy, product disclosures, and any other policies incorporated by reference, constitute the entire agreement between you and Rippll regarding the Platform. If any provision is invalid or unenforceable, the remaining provisions continue in effect. Rippll's failure to enforce a provision does not waive that right. You may not assign your rights or obligations under these Terms. Rippll may assign its rights in connection with a merger, acquisition, financing, reorganization, or sale of assets. These Terms do not create a partnership, joint venture, employment, agency, or fiduciary relationship between you and Rippll.
Contact
For questions about these Terms, contact Rippll LLC at legal@rippll.ai.